PYMNTS

Articles by PYMNTS

Bitcoin on Track For 4th Annual Decline Despite Crypto Adoption

Crypto December 18, 2025

Bitcoin is on pace for the fourth annual loss in the largest cryptocurrencys history.As Bloomberg News noted in a report on the downturn Wednesday (Dec. 17), this is the first yearly decline that is οΏ½...

Tech-Focused Erebor Bank Gains FDIC Approval for Deposit Insurance

Crypto December 18, 2025

The Federal Deposit Insurance Corporation (FDIC) approved a deposit insurance application to establish Erebor Bank, a new national bank that plans to provide deposit and lending products to businesseοΏ½...

Third-Party Risk and AI Gave Cyberattacks the Upper Hand in 2025

Crypto December 17, 2025

The threats snowballed in 2025. Cyberattacks stopped being episodic crises and instead became a persistent condition of doing business.A persistent and costly condition. So much so that one of the woοΏ½...

FDIC Proposes Rule for Financial Institutions Seeking to Issue Stablecoin Payments

Crypto December 17, 2025

In its first action to implement theΒ GENIUS Act , theΒ Federal Deposit Insurance Corporation (FDIC) is considering a proposed rule that would establish procedures under which the insured depositor...

Speed Raises $8 Million to Expand Bitcoin and Stablecoin Payment Solutions

Crypto December 17, 2025

The company will use the new funding to build capacity, expand to new regions, develop more merchant tools, enable cross-border and creator payouts, and maintain reliability and compliance, it said iοΏ½...

SEC Signals Green Light for Finance’s Shift Toward Tokenization

Crypto December 17, 2025

When it comes to cryptocurrency, the Securities and Exchange Commission is increasingly trading in its stance of enforcement for one of education and enablement.The agency released an investor bulletοΏ½...

Banks Abandon Lift and Shift for Cloud-Native Payments

Crypto December 17, 2025

The cloud hasnt just modernized payments. Its made them programmable. The institutions embracing that shift are accelerating faster than anyone imagined even five years ago. Against this backdrop, tοΏ½...

Big Brands Pile Into Stablecoins but Create a New Problem

Crypto December 17, 2025

Six months is an eternity in crypto. Its also becoming one in stablecoins, where the last half-year has pushed the market from a single, dominant question of Do stablecoins work? Toward a more operatοΏ½...

Citi Says Identity Is the New Gatekeeper for Financial Blockchains

Crypto December 17, 2025

Blockchains founding principles centered on being trustless: A system where cryptography and consensus replaced intermediaries, regulators and centralized control. While that framing resonated in cryοΏ½...

Gemini Adds Prediction Markets to Financial Super App in US

Crypto December 17, 2025

Gemini Space Station Β affiliate Gemini Titan has made its prediction markets platform available to customers in the United States.The U.S. launch of theΒ Gemini Predictions Β platform comes a week ...