Shahid Kardar

Articles by Shahid Kardar

Bank domination

Business September 11, 2026

PAKISTAN’S financial system is heavily bank-centric. Commercial banks account for over 80 per cent of total financial-sector assets. In a maΒ­Β­tΒ­uΒ­Β­re financial system, household and corporate s...

World Bank’s β€˜magical discovery’

Health July 13, 2026

BARELY had the dust settled on the IMF’s insipid report on governance than the World Bank launched, with much fanfare, its latest prescription β€” this time on fiscal federalism. The bank’s report...

IMF report: light on substance

Business December 1, 2025

THE much-awaited IMF assessment of Pakistan’s governance and corruption landscape has triggered chatter on talk shows and social media. For a report that likely cost the country close to $10 million...